![]() Both options offered by iCash have the same interest rates on their contractual documents.įlexpay loans are available to customers based on the province they live in. With a Flexpay loan, you can repay the borrowed amount in two or three installments instead of in one installment. The difference between a cash advance loan and a Flexpay loan is the repayment terms. First, you select the amount you would like to borrow through the interactive online application. The initial terms are the same as a cash advance. The cash advance loan must be repaid in full in one payment on your next pay-day. You can request a cash advance in amounts ranging from $100-$1500. You will receive a lump sum that is generated by the automated software. You can contact them by email, and an authorized representative will contact you promptly.Ī cash advance loan, also known as a payday loan, is a cash advance on your next paycheque. iCash advises any inquiries to be directed to the correct department as staff in customer service are not trained in account management and vice versa. However, you can contact them with any concerns if information appears incorrect. The iCash account managers cannot alter or change any data for your loan agreement. So, while you might not necessarily get what you requested on the initial application, if you meet the requirements you will be presented with a loan offer that may be close to the desired amount. The automated system reviews the application and, by using their decisive-module technology, a loan amount for the eligible applicant is generated. The criteria for each loan type differs slightly depending on the repayment selection of the applicant through the interactive application. There are no hidden fees within and the terms and conditions are the same for each loan. ICash is a short-term unsecured loan provider that offers two options to repay the l oan they offer. They are even open on holidays and weekends during the mentioned hours.They are also open Saturdays and Sundays from 7 am to midnight EST.The customer service representatives at iCash are available: You can contact an iCash account manager to discuss your application at 1-83 or by SMS: 1-64įor office inquires you can email: įor Customer Service email: They do, however, accept walk-ins for Nova Scotia residents who can visit their storefront located at: There is no walk-in service available at the main office as they are an online service. With their FlexPay program, clients can repay their cash advance payday loans in installments. The app allows clients to access all information regarding any loans, balances, or payments that pertain to their approved loans. ![]() They can apply and register simultaneously for the services provided by iCash.ca. The client is given a free membership to the free iCash.ca mobile application. They offer unsecured loans to Canadians that a traditional lender would not consider for borrowing. In addition, they are making their service a unique option for interested borrowers, with an added appeal of instant verification and approval. They have a completely automated approval system that allows Canadians direct access to funding applications 24 hours a day, 7 days a week.Ī no-waiting, no-paperwork, licensed lender, iCash.ca offers eligible Canadians loans at much lower rates than most payday loan companies. ![]() Claiming to be the greatest alternative to a payday loan-offering its services to Canadians residing in Alberta, British Columbia, Manitoba, Ontario, New Brunswick, Nova Scotia, and PEI. ICash was established in 2016 and it is a short-term lender that reports does not report to the credit bureau.
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